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The Value of Goals

Goals are powerful, but often overlooked, tools.

Imagine you piled your family into your car for a weeklong vacation. Your spouse is excited. Your kids are excited. And about two minutes into the trip, your spouse asks, “So where are we going?”

You respond, “I don’t know. I had not thought about it.” I imagine what follows would not be pretty.

There is no way you would embark on a weeklong vacation without knowing the destination. You would not waste your vacation driving aimlessly. And yet, we do this all the time with other areas of our lives. We embark on journeys without identified destinations, without goals.

So as we look toward a new year, let me encourage you to consider identifying your goals by giving you the value they provide:

1. Goals provide direction.

Do you need to proceed east or west? It depends. Where are you trying to go? Goals help determine the path you should take. While it may not immediately provide all of your answers, it points you in the right direction.

2. Goals provide answers during times of decision-making.

As you strive to reach your goal, you will inevitably be faced with several decisions. Knowing your goals helps eliminate those decisions that will take you off course. If your goal is to pay off your credit card balances, you know whatever extra money you have goes toward the debts and not toward dinner at a high-end restaurant. Your goal already made the decision for you.

3. Goals provide motivation.

Goals keep you motivated. It is exciting when you see movement toward the goal. It energizes and encourages you. You begin to think, “This may actually happen.”

4. Goals provide moments of celebration.

What should you do when you hit one of your goals? Celebrate! Take time to acknowledge the milestone that has been reached. Accomplishing a goal should provide a clear indicator that some type of celebration is in order. And these celebrations will motivate you to reach your next goal.

5. Goals provide unification.

Need a way to get you and your spouse on the same financial page? Identify your financial goals. A common goal can bring people together. It serves as a rallying cry. Identify your goals and go after them together.

Start considering financial goals that God would have you chase in 2021.


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