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5 for Friday (April 1, 2022).

How often should you change your debit card pin number? Should you bid above the asking price for a home? and how do airline miles work?

These questions and more are answered in this week's 5 for Friday.

1. Christian Ministries: Say No to Orphanages by Adam Macinnis. Orphanages were the idea of well-meaning Christians to solve temporary tragedies of parentless children. But is there a better way? While orphanages provide significant care for children, a family-based model has both Biblical support and evidence for better outcomes. COVID brought with it a stark rise in orphaned children, making this a vital conversation.

2. The Gospel-Heart of Hospitality by Elizabeth Santelmann. Often we think in order to be hospitable, our home must be clean and pristine. But is this always a genuine reflection of our home to guests? We, just like everyone else, have messes in our lives and in our homes. Sometimes hospitality means inviting others into the mess.

3. How Often Should I Change My Debit Card Pin? By Julia Glum. A compromised debit card pin number is not a good situation to be in. An obvious first step is to change your pin number. But is this change something you should do regularly? In the end, it comes down to personal preference, but Julia Glums provides help in thinking through the issue.

4. Beware of Bidding Above Asking Price for a Home by Chuck Bentley. An “Appraisal Gap” clause is relatively new in the home-buying world. First-time homebuyers write in and ask Chuck Bentley if they should sign this kind of clause in light of their offer for a home being above the asking price. It probably isn’t wise to sign such a clause, and may cause undue stress on the family.

5. How Do Airline Miles Work? By Ben Luthi. If you are considering an Airline Miles program either through a specific airline, or through a credit card company, this article is a great place to start. Learn how to earn, use, and squeeze the most out of airline miles here.


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